Terms & Conditions
Welcome to our website. This website comprises various Web pages operated by CAMCO Finance Limited. If you continue to browse and use this website, you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern CAMCO Finance Limited’s relationship with you in relation to this website.
Please read these Terms carefully before continue viewing this Site. They set out the Terms and Conditions on which we make this Site and its content available to you. If you disagree with any part of these terms and conditions, please do not use our website.
1 Definitions
In these Terms, unless the context otherwise requires, the following words have the following meanings: “CAMCO Finance”, “we”, “us”, “our” is the provider of the camcofinance.co.uk website. CAMCO Finance trading name of CAMCO Finance Limited, a company registered in England & Wales, registered number 10158778, registered address: Camco Finance Limited , Office 1, Third Floor, Parsonage Chambers 3 Parsonage, Manchester, M3 2HW. CAMCO Finance Limited is authorised and regulated by the Financial Conduct Authority (FRN 1000300). “you”, “your” refers to you, the customer, potential customer or any other visitor to the site “FCA” refers to the Financial Conduct Authority. The FCA’s address is: 12 Endeavour Square, London E20 1JN. “Site” refers to all content hosted on this Site. “Terms” refers to these Terms & Conditions.
2 Site Terms and Conditions
2.1 These Terms set out the basis on which you may use the Site, made available to you by CAMCO Finance. No one else apart from us and you have any rights under, or may enforce, these Terms.
2.2 We reserve the right to change the terms, conditions, and notices under which the CAMCO Finance website is offered, including but not limited to any charges associated with the use of the CAMCO Finance web site.
3 Copyright and trademarks
3.1 All copyright and other intellectual property rights in the information, design, text and graphics of the Site, and the selection or arrangement thereof, is owned by us or our licensors. All rights are reserved.
You may print off one copy, and may download extracts, of any page(s) from the site for your personal use and you may draw the attention of others within your organisation to content posted on our Site.
You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way from the Site, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text. CAMCO Finance’s status (and that of any identified contributors) as the authors of content on the Site must always be acknowledged.
Any other use of materials or content on the Site (including reproduction for purposes other than that noted above, amendment, updating, distribution or republication) without our prior written consent is prohibited. All product and firm names and logos mentioned on the Site are the trademarks, service marks or trade names of their respective owners, including us.
4 Data Protection
4.1 Please see the CAMCO Privacy Policy for information relating to the collection and use of your personal information.
5. Safety of your account details
5.1 If you choose, or you are provided with, a user identification code, login details, password, or any other piece of information as part of our security procedures, you must treat such information as confidential. You must not disclose it to any third party. We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our reasonable opinion you have failed to comply with any of the provisions of these Terms and Conditions.
6. Cookies
5.1 Please refer to our Privacy Policy for information on cookies and their use on this Site.
6 Limitation of Liability
6.1 We do not accept responsibility, nor will we be liable, for any failure of operation of the Site which arises as a result of:
a) errors in data transmission; or
b) machine or software malfunction; or
c) from your operating error (other than any such failure occurring as a result of our fraud, negligence, or wilful default).
7. Links to Third Party sites
7.1 The Site, Mailshots, and any other notifications, may contain links to other Web Sites (“Linked Sites”). The Linked Sites are not under the control of CAMCO Finance, and we are not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. CAMCO Finance is not responsible for webcasting, or any other form of transmission received from any Linked Site. Any links we provide to you are only as a convenience, and the inclusion of any link does not imply endorsement by CAMCO Finance of the Linked Site or any association or partnership with its operators.
9. Complaints
9.1 Please refer to the Complaints section of this website.
10 Legal
10.1 To the maximum extent permitted by applicable law, all such information, software, products, services, and related graphics are providedby CAMCO Finance “as is” without warranty or condition of any kind. CAMCO Finance and/or its suppliers hereby disclaim all warranties and conditions with regard to this information, software, products, services, and related graphics, including all implied warranties or conditions of merchantability, fitness for a particular purpose, title and non-infringement.
10.2 While we take every care to ensure that (a) the Site and its content are of a high standard and (b) to maintain the continuity of the Site, you should be aware that the internet is not always an absolutely stable medium and you agree that the Site and its content is provided to you “as is” and that errors, omissions, interruptions of service and delays may occur at any time. We do not accept any ongoing obligation or responsibility to operate the Site (or any part of it) or to provide the services offered on the Site.
10.3 You acknowledge that access to this Site may be disrupted and that this does not amount to a breach of these Terms.
10.4 We make no representations or warranties about the accuracy, completeness, freedom from viruses, availability, reliability, or suitability for any purpose of the information and related content and graphics published on the Site (including all texts, advertisements, links, or other items) which may contain technical inaccuracies and typographical errors.
10.5 You agree that you shall not attempt to interfere with the proper working of the Site and, in particular, you shall not attempt to circumvent security, tamper with, hack into, or otherwise disrupt any computer system, server, website, router, or any other internet connected device relating to the Site.
10.6 Unless otherwise specified all content and materials published on the Site are presented solely for your private, personal, and non-commercial use. You assume total responsibility and risk for your use of the Site and use of all information contained within it.
10.7 Any views expressed on the Site may no longer be current or may be changed without notice. Views may or may not have been acted on by CAMCO Finance.
10.8 Changes are periodically made to the Site and information herein. CAMCO Finance and its suppliers may make improvements and/or changes to the Site at any time.
10.9 Guidance and information provide on the Site should not be relied upon for personal, medical, legal, or financial decisions and you should consult an appropriate professional for specific advice tailored to you situation.
10.10 To the maximum extent permitted by applicable law, in no event shall CAMCO Finance and/or its suppliers be liable for any direct, indirect, punitive, incidental, special, consequential damages or any damages whatsoever including, without limitation, damages for loss of use, data or profits, arising out of or in any way connected with the use or performance of the Site, with the delay or inability to use the Site or related services, the provision of or failure to provide services, or for any information, software, products, services and related graphics obtained through the Site, or otherwise arising out of the use of Site, whether based on contract, tort, negligence, strict liability or otherwise, even if CAMCO Finance or any of its suppliers has been advised of the possibility of damages. If you are dissatisfied with any portion of the Site, or with any of these terms of use, your sole and exclusive remedy is to discontinue using the CAMCO Finance web site.
11 Social Media
11.1 Links to social media accounts from this Site and links from social media accounts to this Site presented by Twitter, Facebook and LinkedIn are owned by third-parties unaffiliated to us. CAMCO Finance is not responsible for those third parties’ privacy, security, or terms of use policies that control these services, nor their content. Use of social media sites is at your own risk.
11.2 Any CAMCO Finance tweets and posts are for information purposes only.
12 Termination of Site
12. 1 We reserve the right to terminate this Site at any time without notice. We do not guarantee that this website, or any content on it, will always be available or uninterrupted. CAMCO Finance may suspend or restrict the availability of all or part of the site for business and operational reasons.
13 General
13.1 We reserve the right to assign, transfer, novate or subcontract any or all of our rights and obligations under these Terms to the extent that it is necessary for us to provide the service. Your consent will be required where any such assignment may adversely affect the service provided to you. If we fail to enforce a right under these Terms, that failure will not prevent us from enforcing other rights or the same type of right on a later occasion. These Terms set out the entire agreement between the parties. This clause shall not apply to any statement, representation, or warranty made fraudulently, or to any provision of these Terms which was induced by fraud.
13.2 You agree that we may at any time appoint agents, subcontract, or outsource some or all of the services and functionality comprised in this Site.
13.3 Use of the Site is unauthorised in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph.
13.4. You agree that no joint venture, partnership, employment, or agency relationship exists between you and CAMCO Finance Limited because of this agreement or use of this Site.
13.3 You are liable for any telephone or other communication charges and any charges made by your internet service provider, or any third party incurred as a result of you using the Site.
13.4 If we fail to exercise a right and/or remedy under these Terms, such failure will not prevent us from exercising other rights or remedies or the same type of right or remedy on a later occasion.
13.5 If any provision of these Terms is held to be unlawful, invalid, or unenforceable, that provision shall be deemed severed and the validity and enforceability of the remaining provisions of these Terms shall not be affected.
13.6 A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be drawn up in English.
13.7 Our performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of CAMCO Finance Limited’s right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Site or information provided to or gathered by CAMCO Finance with respect to such use.
13.8 Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and CAMCO Finance Limited with respect to the Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral, or written, between the user and CAMCO Finance Limited with respect to the Site.
13.9 These Terms & Conditions shall be governed by and construed in accordance with English law and the parties agree to submit to the exclusive jurisdiction of the English courts.
14. Notices
14.1 If you have any comments or questions about this website or any aspect of our products and/or services, please contact us in writing at: CAMCO Finance Limited , Office 1, Third Floor, Parsonage Chambers 3 Parsonage, Manchester, M3 2HW.
